Investment Security

All of the tax advantages in the world are only good if your investment is protected against losses.  Your effort and sacrifice in dutifully saving for retirement can be jeopardized if your investment suffers a significant decline.

That is why most participants in the VEBA invest in our proprietary Long Term Investment Fund (LTIF) with MetLife. LTIF is a long term investment fund with an average investment duration between 7 and 10 years.

Why MetLife?

With over 140 years of experience, the MetLife companies are a leading innovator and a recognized leader in protection planning and retirement and savings solutions around the world. MetLife has about $891 Billion in assets with an AA rating.

Stable Value Investment Fund

The MetLife LTIF provides several attractive features. 

Guaranteed Return: the LTIF guarantees a minimum annual return of 3%! 

Historical MetLife Returns

Therefore your investment is guaranteed to compound annually—without any capital gains tax or other taxation.